OVER 100 YEARS EXPERIENCE

Founded in 1915, NIE was born out of necessity, and today continues to serve it’s policy holders through a Reciprocal Exchange.

ENDORSED BY DLI

NIE is the only insurance program endorsed by the premiere international fabricare association, Drycleaning and Laundry Institute.

PROVEN INDUSTRY EXPERTS

With a primary focus on the fabricare business, NIE’s team is both highly experienced and knowledgeable in all matters of the industry.

Welcome to National Fire and Indemnity Exchange (NIE)

not-typical-insurance-company

We're Not Your Typical Insurance Company

NIE Insures Thousands of Dry Cleaners and Coin Laundries in 33 States. Many fabricare businesses don’t realize how different NIE is from other insurance programs. We were formed over 100 years ago by drycleaners, for dry cleaners.

NIE has no stockholders, we are owned by our policy holders.

Sound too good to be true? We get that a lot.

Contact us today and get a

FREE QUICK QUOTE

Now Serving 48 States:

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Blue States

The Exchange offers Commercial Multi-Peril policies in these 33 states. Access to Workers Compensation, Commercial Auto, and other policies issued by Hartford and other top rated carriers is also available.

Gold States

In these 15 states we offer policies issued by Hartford Insurance and other top rated insurers for Commercial Multi-Peril, Workers Compensation, and Commercial Auto. (The Exchange does not offer coverage in these states.)

Why NIE?

Knowledgeable

We are fully devoted to fabricare.

Loyal

Your welfare is our mission.

Dependable

We’re here for you.

Financially Strong

Our ratios rival the big boys.

Proven

Our track record is over 100 years.

We Know What We're Doing

NIE (National Fire & Indemnity Exchange) insures thousands of businesses in 33 states. Most policyholders are either a dry cleaner or a coin laundry. Every member of NIE’s workforce is devoted to small business insurance.

We Care About You

As a reciprocal exchange, we are owned by our policyholders! Our policyholders elect an Advisory Committee that helps govern the Exchange.

Real People Answer the Phone

For 50 hours each week, you can call 1-800-325-9522 and talk to a friendly, experienced, full-time small business insurance specialist (not a recording). All NIE’s specialists, decision makers and service providers work in the same office. When you need a quick answer or quick action, you get it.

We Have a Healthy Bottom Line

NIE’s financial ratios are stronger than most insurance industry giants. Plus, NIE buys multiple types of reinsurance from companies whose combined net worth exceeds $14 billion.

Our Legacy Continues

NIE was formed in 1915 by the National Association of Dyers and Cleaners. We’re still true to our original mission.
NIE 2018 Annual Report

2018 Annual Report to Policyholders

Learn more about NIE

Customer Testimonials